Cell Phone Plans

Find out all about cell phone plans, then compare plans and prices here with zaving 

Last updated by Zaving Editorial Team, on April 4th, 2024

Looking for the perfect cell phone plan that meets all your needs and saves you money? With the ever-growing number of cell phone options available, finding the right plan can be overwhelming. That's where zaving comes in. Our comparison service enables you to compare multiple plans and discover the best cell phone plans in your area.

Whether you're seeking unlimited data, family plans, or budget-friendly options, zaving has you covered. We've partnered with top cell phone providers to bring you exclusive deals and discounts, ensuring that you get the most value for your money. Don't settle for a mediocre cell phone plan when you can find the best plans on the market right here. Start exploring our extensive range of options today and find the perfect plan that suits your communication needs and budget.

What are the best cell phone plans in the USA?

The best cell phone plans in the USA offer a range of features that cater to different needs and preferences. Here are some common features found in top cell phone plans:

1. Unlimited data:

Many providers offer unlimited data plans, allowing you to browse the internet, stream videos, and use apps without worrying about data limits.

2. Family plans:

Family plans are designed for households with multiple lines. They often provide discounted rates and shared data allowances, making it more cost-effective for families.

3. International calling and roaming:

Some cell phone plans include international calling options, allowing you to make calls to other countries at affordable rates. Roaming features enable you to use your phone abroad without incurring high charges.

4. Mobile hotspot:

Several plans offer mobile hotspot capabilities, allowing you to share your phone's data connection with other devices like laptops or tablets.

5. Streaming subscriptions:

Certain plans include subscriptions to popular streaming services like Netflix, Hulu, or Amazon Prime, allowing you to enjoy entertainment on your phone without additional costs.

6. Device financing options:

Many providers offer device financing programs, allowing you to spread out the cost of a new phone over several months, making high-end devices more affordable.

7. Discounts for autopay and paperless billing:

Some plans offer discounts if you set up autopay or opt for paperless billing, providing savings on your monthly bill.

8. Data rollover:

With data rollover, any unused data from the previous month is carried over to the next month, ensuring you maximize your data allowance.

9. No-contract options:

Providers often offer no-contract or prepaid plans, giving you the flexibility to switch plans or providers without being tied down by a long-term commitment.

10. Advanced network technologies:

The best plans leverage advanced network technologies like 4G LTE or 5G, ensuring fast and reliable connections for browsing, streaming, and downloading.

These are just some of the features commonly offered by top cell phone plans in the USA. It's important to evaluate your usage habits and preferences to choose a plan that aligns with your needs and provides the features that matter most to you. Consider factors such as data allowances, coverage, additional benefits, and pricing when selecting a plan that suits your requirements.

How do I compare cell phone plans? 

Comparing cell phone plans requires careful consideration of various factors to ensure you choose the most suitable option. Follow these steps to effectively compare cell phone plans:

  • Assess your needs:

    Start by understanding your usage patterns. Determine how much data, minutes, and texts you typically require in a month. Consider whether you need international calling or roaming capabilities.

  • Determine your budget:

    Set a budget for your cell phone plan. Consider how much you are willing to spend monthly and the features you prioritize. This will help narrow down your options.

  • Research providers:

    Look for reputable cell phone providers in your area. Consider major carriers like Verizon, AT&T, T-Mobile, and Sprint, as well as smaller regional carriers. Research their coverage maps to ensure they offer service in your desired locations.

  • Compare plan features:

    Review the plans offered by different providers. Pay attention to pricing, data allowances, network coverage, call and text limits, and additional features. Look for unlimited data options, family plans, and perks like streaming subscriptions or device financing options.

  • Consider customer reviews:

    Read reviews and experiences from existing customers to gain insights into the quality of service and customer support provided by each carrier.

  • Check contract terms:

    Evaluate the contract terms associated with each plan. Determine if there are any contract commitments, early termination fees, or flexible month-to-month options.

  • Utilize zaving to compare:

    Take advantage of our online comparison tools that allow you to see a list of suitable plans based on your preferences.

By following these steps and considering your specific needs, budget, and desired features, you can effectively compare cell phone plans and make an informed decision about a plan that meets all your communication needs.

Which cell phone provider has the best coverage?

When it comes to cell phone coverage, determining the provider with the best coverage requires considering various factors such as network reach, reliability, and customer satisfaction. While major carriers like Verizon, AT&T, T-Mobile, and Sprint often have extensive nationwide coverage, it's important to understand that coverage can vary depending on your location. Here are the key aspects to consider when evaluating coverage:

1. Network reach: Check the coverage maps provided by each provider to ensure they offer service in your area. Look for information on voice, data, and 4G/5G coverage to determine their network reach.

2. Signal strength: Consider the signal strength in your specific location, including indoors and in rural areas. Look for coverage feedback from local users to get insights into the signal quality.

3. Reliability: Reliable coverage ensures consistent call quality, data speeds, and fewer dropped calls. Research customer reviews and industry reports to gauge the reliability of each provider's network.

4. Customer satisfaction: Evaluate customer satisfaction ratings and reviews to understand the overall experience of users with the provider's coverage and customer service.


While major carriers are known for their extensive coverage, regional carriers and Mobile Virtual Network Operators (MVNOs) may also provide reliable coverage in specific areas. It's crucial to assess coverage options based on your specific location and usage patterns to determine the cell phone provider with the best coverage for your needs.

What is the average cost of a cell phone plan?

The average cost of a cell phone plan can vary based on several factors, including the provider, plan type, included features, and your usage requirements. Understanding these factors will help you determine the average cost range and find a plan that suits your needs and budget. Here are the key factors that influence the cost of a cell phone plan:

1. Provider: Different providers offer varying pricing structures and plan options. Major carriers usually have a range of plans with different price points.

2. Plan type: The type of plan you choose affects the cost. Individual plans tend to be cheaper compared to family or shared plans.

3. Included features: Plans with more features, such as unlimited data, international calling, or premium streaming services, often come at a higher cost.

4. Usage requirements: Your data, talk, and text needs impact the plan cost. If you require more data or have extensive calling needs, you may need a higher-tier plan.

5. Contract vs. no-contract: Contract plans may offer discounted rates but require a long-term commitment. No-contract or prepaid plans provide flexibility but may have higher upfront costs.

On average, individual cell phone plans in the USA can range from $30 to $100 per month, while family plans can range from $60 to $200 per month, depending on the factors mentioned above. It's important to evaluate your usage patterns and desired features to find a plan that strikes the right balance between cost and benefits.

How do family cell phone plans work? 

Family cell phone plans are designed to provide cost-effective options for multiple users within a household. These plans typically offer shared data, talk, and text allowances for each line, allowing families to save money compared to having individual plans for each family member. Here's how family cell phone plans generally work:

1. Shared data: Family plans allocate a specific amount of shared data that can be used by all the lines on the plan. Each family member can utilize the shared data based on their individual needs.

2. Shared talk and text: Family plans also offer shared talk and text allowances, allowing each member to make calls and send messages without incurring additional charges.

3. Multiple lines: Family plans accommodate multiple lines, typically ranging from two to five lines, depending on the provider. Each line within the family plan has its own phone number and can be assigned to a specific family member.

4. Cost and savings: Family plans often offer cost savings compared to individual plans. The total cost of the plan is divided among the lines, making it more affordable for each family member.

5. Data and usage management: With family plans, the main account holder usually has control over the shared data and can manage usage limits for each line. This allows for better control and avoids unexpected overages.

6. Additional features: Family plans may also offer additional features such as mobile hotspot usage, international calling or texting options, and access to family-friendly content or parental controls.

7. Contract or no-contract: Family plans can be available with both contract and no-contract options, depending on the provider. Contract plans often come with subsidized device pricing or promotions, while no-contract plans offer more flexibility.To choose the right family cell phone plan, consider the following factors:

  • Determine the number of lines needed for your family.
  • Assess the expected data usage of each family member.
  • Evaluate the coverage and reliability of the provider in your area.
  • Compare the pricing, features, and additional perks offered by different providers.
  • Consider any specific needs or preferences, such as international calling or device compatibility.

By comparing family cell phone plans based on these factors through zaving, you can find a plan that meets your family's communication needs while offering cost savings and flexibility.

Can I keep my phone number when switching cell phone plans? 

Yes, in most cases, you can keep your phone number when switching cell phone plans. This process is known as number porting or number transfer. Here's how it works:

1. Check number portability:

Before switching plans, confirm that the new cell phone provider supports number porting. Most providers in the USA offer this service.

2. Gather information:

Contact your current cell phone provider and collect the following information:
  • Account number: Obtain your account number from your current provider. This is usually available on your bill or online account.
  • PIN or password: Some providers require a PIN or password to authorize the number transfer. Ensure you have this information.
  • Billing information: Take note of your billing address associated with the current provider.

3. Choose a new plan:

Select a new cell phone plan from the provider you wish to switch to. Ensure that the plan meets your needs in terms of pricing, features, and coverage.

4. Initiate the number porting process:

Contact the new cell phone provider and inform them that you want to port your existing number. Provide them with the necessary information, including your current phone number, account number, PIN/password, and billing address.

5. Wait for the transfer:

The number porting process usually takes a few hours to complete, although it can sometimes take longer. During this time, you should continue using your current phone and plan.

6. Test the new service:

Once the number transfer is complete, test your new cell phone service to ensure that you can make and receive calls, send text messages, and use data without any issues. It's important to note that while most phone numbers can be transferred, there are some exceptions. For example, certain business numbers or numbers associated with specific services may not be eligible for porting. Additionally, if you terminate your current contract early, you may incur early termination fees. To ensure a smooth transition, it's recommended to coordinate the cancellation of your old plan with the activation of your new plan. This will help minimize any potential downtime in service.

More of your frequently asked questions about phone plans

What are the data options for cell phone plans?

Cell phone plans offer a range of data options to cater to different usage needs. You can choose plans with varying data allowances such as 1GB, 5GB, 10GB, or unlimited data. Consider your data usage habits, such as streaming, browsing, or gaming, to determine the appropriate data option for your needs.

Are there any unlimited data cell phone plans?

Yes, many cell phone providers offer unlimited data plans. These plans allow you to use data without worrying about exceeding limits. Unlimited data plans are suitable for heavy data users who frequently stream videos, download large files, or use data-intensive applications.

What are the international calling options for cell phone plans?

Cell phone plans often provide international calling options for making calls to other countries. Some plans include international calling minutes as part of their packages, while others offer international calling add-ons or separate international calling rates. Check with your provider to see what international calling options are available and whether they cover the specific countries you need to call.

What are the contract terms for cell phone plans?

Cell phone plan contract terms vary among providers. Some plans require a contract commitment, typically for 1 or 2 years, while others offer flexible month-to-month options. Contract terms may affect the pricing, device financing, and early termination fees associated with the plan. Review the contract terms carefully before signing up for a plan.

Are there any discounts for seniors on cell phone plans?

Yes, some cell phone providers offer discounts specifically for seniors. These discounts may include reduced pricing on select plans or special senior plans with additional benefits. Check with different providers to explore the available discounts and determine which ones best suit the needs of seniors.

Can I bring my own phone to a cell phone plan?

Many cell phone plans allow you to bring your own phone, provided it is compatible with the network. This is known as the “Bring Your Own Phone” (BYOP) option. Before switching plans, check with the new provider to ensure that your phone is compatible and unlocked.

What is the difference between prepaid and postpaid cell phone plans?

Prepaid cell phone plans require you to pay in advance for the service, while postpaid plans bill you at the end of the billing cycle. Prepaid plans often do not require credit checks and offer flexibility without contracts. Postpaid plans may offer device financing options and additional features like family plans. Consider your budget, usage preferences, and credit situation when deciding between prepaid and postpaid plans.

Are there any cell phone plans without a credit check?

Yes, some cell phone providers offer plans without credit checks. These plans may require upfront payment or a prepaid arrangement. They are suitable for individuals who have limited or no credit history. Check with different providers to explore their no-credit-check options.

What are the best cell phone plans for students?

Several cell phone providers offer student-specific plans with discounted rates or additional benefits. These plans often include unlimited talk and text, generous data allowances, and student-focused perks such as streaming subscriptions or study tools. Research different providers and their student offerings to find the best cell phone plans for students.



What are the benefits of switching cell phone plans?

Switching cell phone plans can offer various benefits, including cost savings, improved coverage, better data options, enhanced customer service, and additional features. By switching to a new plan, you may be able to take advantage of promotional offers, discounted rates, or better service quality. You can also tailor the plan to your specific needs, such as getting more data or international calling options. Moreover, switching cell phone plans gives you the opportunity to explore different providers and find one that offers better coverage in your area. It allows you to stay up-to-date with the latest technology and take advantage of new features and advancements in the industry. Keep in mind that when switching plans, it's important to consider any associated costs, such as early termination fees or device financing arrangements. Evaluate your current needs, compare different options, and make an informed decision to find the cell phone plan that offers the best value and benefits for you.

Can I get a cell phone plan with no contract?

Yes, there are cell phone plans available without contracts. These plans, often referred to as “no-contract” or “prepaid” plans, allow you to pay for the service on a month-to-month basis without being tied to a long-term contract. No-contract plans offer flexibility, as you can change or cancel the plan at any time without incurring early termination fees. They are suitable for individuals who prefer more freedom and don't want to commit to a specific provider for an extended period. Keep in mind that prepaid plans may require upfront payment and may not offer the same device financing options or additional features as postpaid plans. Evaluate your needs and preferences to determine if a no-contract cell phone plan is the right choice for you.

How do I find the best cell phone plan for a small business?

Finding the best cell phone plan for a small business involves considering the unique needs and requirements of the business. Start by assessing the number of employees who will be using the plan and their usage patterns. Look for plans that offer suitable data allowances, shared minutes, and text options to accommodate the business communication needs. Consider features like conference calling, mobile hotspot capabilities, and international calling options if necessary. Research different providers and their business-specific plans, keeping in mind factors such as pricing, network coverage, customer support, and additional features. Compare the available options and select the plan that aligns with your business needs and budget.